There is NO one size fits all plan. Our team has the combined knowledge and experience of 65+ years enabling us to work up creative strategies and solutions allowing you to reach your financial dreams. We get to know you on a personal level, develop a meaningful relationship and inspire you to live the life you’ve always wanted.

The SECURE (Setting Every Community Up for Retirement Enhancement) Act of 2019 enacted by Donald Trump changed a few things. One major change includes the elimination of the stretch provision. Previously, inherited qualified retirement accounts such as 401(k)’s, IRA’s, 403(b)’s, 457 plans could be passed down to non-spousal beneficiaries who could then spread out the tax burden across their entire lifespan. Now, these non-spousal beneficiaries are under a 10-year liquidation deadline. Growth is hindered due to the loss of time to grow and compound and the tax burden is greater due to the shorter liquidation window.